Turning Your
Vision into Reality.
Expert guidance and tailored financing for your real estate journey. Rooted in Texas excellence, we provide the foundation you need.
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Secure and streamlined digital application.
The Path to Home Ownership
Think you’re not ready to buy a home yet? Need to fix your credit first? Learn how our program prepares you for the keys to your new home.
Path To Home Ownership
"Path to Home Ownership" is a free mentoring program developed by Ricardo Pérez, an experienced mortgage consultant. The program helps both current and aspiring homeowners finance or refinance their homes. Through personalized guidance, it focuses on improving financial management, building credit, and reducing debt. Don't give up on your dream of owning a home.
With Mr. Pérez’s experience and dedication, we’ll help you get there. Contact us today to schedule your appointment and start your journey toward becoming a successful homeowner—someone who is fully equipped to manage the responsibilities of homeownership.
As part of this program, we aim to give back to the community that has blessed Mr. Pérez and his family, offering valuable assistance to those in need.
Let us help you take the first step toward homeownership.
– Ricardo Pérez
- Personalized guide to improve financial management.
- Improve credit knowledge and organize debt repayment.
Financing Solutions for Every Dream
Our services go beyond traditional mortgage loans.
Conventional Loans
- Conventional
- Conventional Cash-Out 90
- Elite
- High Balance
FHA Loans
- FHA Loans
- FHA Elite
- FHA Streamline
- HUD REO
VA Loans
- VA Loans
- VA Elite
- VA IRRRL
- VA
Jumbo Loans
- Jumbo 30-Year Fixed - Purple
- Jumbo 15-Year Fixed - White
- Prime Jumbo ARMs (5-, 7- and 10-Year Fixed)
- Prime Jumbo Interest Only
Specialized Loans
- Bank Statement Fixed - Blue
- Investor Flex Fixed - Yellow
- Construction Loans
- Temporary Rate Buydowns
Our Founder and Principal Broker
Ricardo – Certified Mortgage Professional
Ricardo is the driving force behind Ronan Lending. With over 30 years of experience in the financial and mortgage sector, his mission is to simplify the lending process so that more families can achieve financial stability through homeownership.
30+ Years of experience
NMLS: #123456
“Working with Ricardo benefits you because you get expert insight that goes beyond approving a loan; he gives you a plan for long-term success.”
What Our Clients Say
Real stories from families who achieved their dream.
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